hancy
2007-12-26, 01:49 PM
From New York Times Blog (http://cityroom.blogs.nytimes.com/2007/12/26/should-an-overdue-library-book-affect-your-credit-rating/) 12/26/2007
The Queens Library, the nation’s largest public library system in circulation, hired a collection agency 11 years ago to pursue late fines and track down missing materials. Anne Barnard and Jo Craven McGinty tally the results so far: $11.4 million in revenue, nearly half of that in fines. Borrowers who fail to return materials can be referred to a collection agency, then to a credit bureau — and have their credit scores damaged as a result.
Is the tactic too harsh? Some librarians think the tactic may be sending an unpleasant message, but others point out the need for all users to have access to collections. The Queens Library has also developed friendlier collection methods. One program, “Read Down Your Fees,” allows children under 17 to earn $1 per hour against their fines by reading in the library as a librarian keeps watch.
原來都還不知道如果在公共圖書館藉書逾期未還，可能會影響信用...
這是真的嗎??
The Queens Library, the nation’s largest public library system in circulation, hired a collection agency 11 years ago to pursue late fines and track down missing materials. Anne Barnard and Jo Craven McGinty tally the results so far: $11.4 million in revenue, nearly half of that in fines. Borrowers who fail to return materials can be referred to a collection agency, then to a credit bureau — and have their credit scores damaged as a result.
Is the tactic too harsh? Some librarians think the tactic may be sending an unpleasant message, but others point out the need for all users to have access to collections. The Queens Library has also developed friendlier collection methods. One program, “Read Down Your Fees,” allows children under 17 to earn $1 per hour against their fines by reading in the library as a librarian keeps watch.
原來都還不知道如果在公共圖書館藉書逾期未還，可能會影響信用...
這是真的嗎??